Hunt Agency: Term Life Insurance

Term policies provide life insurance coverage for a specified period of time, typically for periods ranging from 1 to 30 years. If you die during the policy period, your beneficiary receives the policy death benefit. If you don't die during the term, your beneficiary receives nothing. At the end of the specified policy term, your coverage may simply end, or you may be able to renew your policy without a physical exam. As you age, you may find it difficult to get term insurance coverage for more than one year--and the premiums will be expensive. This type of coverage is usually the least expensive life insurance available. It is typically used as it's name implies: to cover a specific period of time, such as a mortgage, or until children have matured.

	Term Life Insurance
	Term policies provide life insurance coverage for a specified period of time, typically for periods ranging from 1 to 30 years. If you die during the policy period, your beneficiary receives the policy death benefit. If you don't die during the term, your beneficiary receives nothing. At the end of the specified policy term, your coverage may simply end, or you may be able to renew your policy without a physical exam. As you age, you may find it difficult to get term insurance coverage for more than one year--and the premiums will be expensive. This type of coverage is usually the least expensive life insurance available. It is typically used as it's name implies: to cover a specific period of time, such as a mortgage, or until children have matured.
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